Find your best electricity rates
About the PTC 12 Month - Postpaid electricity plan from Payless
A 12-month fixed plan from PAYLESS POWER in Oncor’s delivery area.
PTC 12 Month - Postpaid
Net kWh rate by usage
As a table
| Usage | kWh | Net rate | Bill |
|---|---|---|---|
| 500 kWh | 500 | 15.4¢ | $77 |
| 1,000 kWh | 1,000 | 15.0¢ | $150 |
| 1,500 kWh | 1,500 | 14.8¢ | $223 |
| 2,000 kWh | 2,000 | 14.8¢ | $295 |
| 3,000 kWh | 3,000 | 14.7¢ | $441 |
| 5,000 kWh | 5,000 | 14.6¢ | $732 |
| 10,000 kWh | 10,000 | 14.6¢ | $1,461 |
At your usage
- Net kWh rate
- 14.8¢
- Average bill
- $223 per month
- Year
- $2,671 over the next 12 months
- Prices
- Checked against the plan’s Electricity Facts Label
Monthly estimates
| Nov | 1,112 kWh | $166 | 14.9¢ |
|---|---|---|---|
| Dec | 1,269 kWh | $189 | 14.9¢ |
| Jan | 1,520 kWh | $225 | 14.8¢ |
| Feb | 1,305 kWh | $194 | 14.9¢ |
| Mar | 1,162 kWh | $173 | 14.9¢ |
| Apr | 1,072 kWh | $160 | 14.9¢ |
| May | 1,312 kWh | $195 | 14.9¢ |
| Jun | 1,754 kWh | $260 | 14.8¢ |
| Jul | 2,086 kWh | $308 | 14.8¢ |
| Aug | 2,136 kWh | $315 | 14.8¢ |
| Sep | 1,837 kWh | $272 | 14.8¢ |
| Oct | 1,434 kWh | $213 | 14.9¢ |
Things to know
- High cancellation fee
- Cancelling before the contract ends costs $199.
Plan terms
- Contract
- 12 months
- Rate type
- Fixed
- Cancellation fee
- $199 — “Cancellation Fee: $199.00”
- Renewable
- 26%
- Prepaid
- No
- Provider
- PAYLESS POWER
- Utility
- Oncor
- Rating
- 1 of 5 on Power to Choose (1 review)
- Special terms
- Fixed Price for 12 months. No deposit with approved credit.
Pricing
- Payless base charge
- $0 per month
- Payless energy charge
- 7.7¢/kWh
- Oncor base charge
- $4.06 per month (passed through)
- Oncor delivery charge
- 6.87¢/kWh (passed through)
- Power to Choose averages
- 500 kWh: 15.4¢/kWh
1,000 kWh: 15.0¢/kWh
2,000 kWh: 14.8¢/kWh
History
No price or term changes since October 13, 2026.
- October 13, 2026
- First seen here (this site began tracking plans then)
More
PAYLESS POWER’s other plans in Oncor’s area; the lowest-cost plans and every provider there.
Net kWh is your estimated all-in price per kWh, including delivery charges, for the next 12 months (or the contract months, if shorter) at the usage above, with usage rising and falling by month the way Texas homes do.
| Avg bill | Cancel fee | Sign up |
|---|