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Find your best electricity rates

Average month: 1,500 kWh/mo
Usage profile:
Estimated:
1,520Jan1,305Feb1,162Mar1,072Apr1,312May1,754Jun2,086Jul2,136Aug1,837Sep1,434Oct1,112Nov1,269Dec
1,365/moWinter1,182/moSpring1,992/moSummer1,461/moFall

About the PTC 12 Month - Prepaid electricity plan from Payless

A 12-month fixed plan from PAYLESS POWER in Oncor’s delivery area.

PAYLESS POWER

PTC 12 Month - Prepaid

Net kWh rate by usage

13¢14¢15¢16¢17¢18¢5001,0001,5002,0003,0005,00010,000kWh per monthMedian 12+ month plan: 13.6¢17.9¢17.5¢17.3¢
One month’s bill per kWh at each usage, delivery included, with autopay, without one-time fees or one-bill credits. Blue: 500, 1,000 and 2,000 kWh, the levels Facts labels advertise. Green dashed: the median 12+ month plan’s rate. Hover or tap for figures.
As a table
UsagekWhNet rateBill
500 kWh50017.9¢$89
1,000 kWh1,00017.5¢$175
1,500 kWh1,50017.3¢$260
2,000 kWh2,00017.3¢$345
3,000 kWh3,00017.2¢$516
5,000 kWh5,00017.1¢$857
10,000 kWh10,00017.1¢$1,711

At your usage

Net kWh rate
17.3¢
Average bill
$260 per month
Year
$3,121 over the next 12 months
Prices
Checked against the plan’s Electricity Facts Label
Monthly estimates
Nov1,112 kWh$19417.4¢
Dec1,269 kWh$22117.4¢
Jan1,520 kWh$26317.3¢
Feb1,305 kWh$22717.4¢
Mar1,162 kWh$20217.4¢
Apr1,072 kWh$18717.4¢
May1,312 kWh$22817.4¢
Jun1,754 kWh$30317.3¢
Jul2,086 kWh$36017.3¢
Aug2,136 kWh$36917.3¢
Sep1,837 kWh$31817.3¢
Oct1,434 kWh$24917.4¢

Things to know

Prepaid
You pay in advance. When the balance runs out, service can be disconnected quickly.

Plan terms

Contract
12 months
Rate type
Fixed
Cancellation fee
$49 — “Cancellation Fee: $49.00”
Renewable
26%
Prepaid
Yes
Provider
PAYLESS POWER
Utility
Oncor
Rating
1 of 5 on Power to Choose (1 review)
Special terms
Fixed price for 12 months with no credit check or deposit required. A first payment of $75.00 is required to connect service.

Pricing

Payless base charge
$0 per month
Payless energy charge
10.2¢/kWh
Oncor base charge
$4.06 per month (passed through)
Oncor delivery charge
6.87¢/kWh (passed through)
Power to Choose averages
500 kWh: 17.9¢/kWh
1,000 kWh: 17.5¢/kWh
2,000 kWh: 17.3¢/kWh

History

No price or term changes since October 13, 2026.

  1. October 13, 2026
    • First seen here (this site began tracking plans then)

More

PAYLESS POWER’s other plans in Oncor’s area; the lowest-cost plans and every provider there.

Delivery utility

Choose how to provide your usage data for the calculations